List of The Most Affordable States to Live in Nigeria

The Most Affordable States to Live in Nigeria: A Comprehensive Guide

Nigeria is a diverse country with varying living costs across its 36 states and the Federal Capital Territory. For those looking to settle in a state with a lower cost of living, this guide will help you understand the most affordable options. Whether you are planning to move for work, study, or simply a change of scenery, knowing where you can live comfortably without breaking the bank is essential.

Understanding the Cost of Living in Nigeria

Before diving into the content  fully, it's crucial to grasp what contributes to the cost of living. This includes housing, transportation, food, utilities, and other miscellaneous expenses. While metropolitan areas like Lagos and Abuja are known for their high costs, there are states where living is considerably cheaper, providing a good quality of life at a fraction of the cost.

Kano State: A Northern Gem

 Kano, the capital of Kano State, is one of the largest cities in Northern Nigeria. Known for its rich history and bustling markets, Kano offers a unique blend of traditional and modern lifestyles.

Cost of Housing:  Housing in Kano is relatively affordable, especially when compared to cities like Lagos and Abuja. You can find decent accommodations at a fraction of the cost, whether you're renting or buying.

Living Expenses: Daily living expenses, including food and transportation, are low in Kano. The local markets offer fresh produce at reasonable prices, and public transportation is both accessible and affordable.

Kaduna State: The Hub of the North 

Kaduna, another major city in Northern Nigeria, is known for its vibrant culture and historical significance. It serves as a commercial and industrial hub, making it an attractive location for both locals and expatriates.

Affordable Housing:  Kaduna offers a range of affordable housing options. Whether you prefer living in the city center or in the suburbs, you will find housing that suits your budget.

Cost of Living: The cost of living in Kaduna is relatively low. Utilities, food, and transportation are all reasonably priced, making it an excellent choice for those looking to save money while enjoying a comfortable lifestyle.

Benue State: The Food Basket of the Nation

 Benue State, often referred to as the "Food Basket of the Nation," is known for its agricultural prowess. The capital city, Makurdi, is a serene and affordable place to live, especially for those who appreciate a slower pace of life.

Cost of Housing:  Housing in Benue is affordable, with a variety of options ranging from urban apartments to rural homes. The state's focus on agriculture also means that fresh food is abundant and cheap.

Daily Expenses: In Benue, you can expect to spend less on daily necessities like food and transportation. The local markets are well-stocked with fresh produce, and the cost of utilities is lower than in many other parts of Nigeria.

Ekiti State: A Hidden Treasure in the Southwest

 Ekiti State, located in the southwestern region of Nigeria, is known for its lush landscapes and friendly communities. The state capital, Ado-Ekiti, is a peaceful and affordable place to live.

Housing Affordability: Housing in Ekiti is among the cheapest in Nigeria. Whether you're looking for a small apartment or a larger family home, you will find something within your budget.

Cost of Living: The overall cost of living in Ekiti is low, with affordable food, transportation, and utilities. The state's emphasis on agriculture ensures that fresh, local produce is always available at reasonable prices.

Ogun State: Close to the Action, But Cheaper

 Ogun State is located just outside of Lagos, Nigeria's largest city. This proximity offers residents the benefits of being near Lagos without the high cost of living associated with it.

Affordable Housing Options Ogun offers a range of affordable housing options, particularly in towns like Abeokuta and Ijebu-Ode. Many people who work in Lagos choose to live in Ogun due to the lower cost of housing.

Living Costs While close to Lagos, Ogun's living costs are significantly lower. Food, transportation, and utilities are all affordable, making it a great place for those who want to be near the hustle and bustle without paying the price.

Osun State: The Heart of Yoruba Culture

Osun State is a culturally rich state located in the southwestern part of Nigeria. The state capital, Osogbo, is known for its historical sites and vibrant festivals.

Housing Affordability Osun State offers affordable housing, especially in towns like Osogbo and Ile-Ife. The cost of renting or buying a home is lower than in many other parts of Nigeria.

Daily Living Expenses The cost of living in Osun is low, with affordable food, transportation, and utilities. The state's strong cultural heritage also means there are plenty of free or low-cost activities to enjoy.

Nasarawa State: Affordable Living in the Heart of Nigeria

arawa State, located in central Nigeria, is known for its beautiful landscapes and friendly communities. The state capital, Lafia, is an affordable place to live with a low cost of living.

Affordable Housing: Housing in Nasarawa is very affordable, with a range of options available to suit different budgets. Whether you're looking for an urban apartment or a rural home, you'll find something within your price range.

Living Costs The cost of living in Nasarawa is low, with affordable food, transportation, and utilities. The state's natural beauty also means there are plenty of free outdoor activities to enjoy.

Conclusion

Living in Nigeria doesn't have to be expensive. There are several states across the country where you can enjoy a high quality of life at a lower cost. From the bustling markets of Kano to the serene landscapes of Nasarawa, each state offers something unique. Whether you're looking for affordable housing, cheap food, or low-cost transportation, these states provide the perfect balance between affordability and quality of life. So, if you're considering a move within Nigeria, these states should be at the top of your list.

FAQs

1. Which state is the cheapest to live in Nigeria?                                                        Kano and Kaduna are among the cheapest states to live in Nigeria due to their affordable housing and low cost of living.

2. Is living in Ogun State cheaper than living in Lagos?                                                     Yes, Ogun State offers more affordable living options compared to Lagos, making it a popular choice for those working in Lagos but seeking lower living costs.

3. What makes Ekiti State an affordable place to live?                                                            Ekiti State has low housing costs and affordable daily expenses, making it one of the most budget-friendly states in southwestern Nigeria.

4. Why is Benue State referred to as the "Food Basket of the Nation"?

   • Benue State is known for its agricultural productivity, providing an abundance of fresh and affordable food, which contributes to its low cost of living.

5. How does the cost of living in Nasarawa State compare to other states?

   • Nasarawa State offers one of the lowest costs of living in Nigeria, with affordable housing, food, and utilities, making it an excellent choice for budget-conscious individuals.